Home Bank 10 Credit score Card Myths Debunked

10 Credit score Card Myths Debunked

10 Credit score Card Myths Debunked

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¹ Info from Nerdwallet’s “Does Closing a Credit score Card Damage Your Credit score Rating?” as of January 16, 2024: https://www.nerdwallet.com/article/finance/does-closing-a-credit-card-hurt-credit-score

² Info from U.S. Information & World Report’s “The Distinction Between Arduous and Delicate Inquiries” as of January 16, 2024: https://cash.usnews.com/credit-cards/articles/difference-between-hard-and-soft-credit-inquiries

³ Info from Forbes Advisors’ How Lengthy Do Late Funds Keep On Your Credit score Experiences? as of January 16, 2024: https://www.forbes.com/advisor/credit-score/late-payments-on-credit-report/

⁴ Info from CNBC’s “Does checking your credit score rating decrease it? Plus 12 different widespread credit score rating myths debunked” as of December 22, 2023; https://www.cnbc.com/choose/credit-score-myths-debunked/

⁵ Info from Experian’s “11 Credit score Myths: Don’t Fall for ‘Em” as of December 22, 2023; https://www.experian.com/blogs/ask-experian/11-credit-myths-dont-fall-for-em/

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